Board Thread:Question and Answer/@comment-27103438-20151022180006/@comment-25151790-20151023013641

Accounts are usually tied to the device, so your account should be still on your phone if your reformat it.

In the worst case, if you do lose your account, you can try to contact Nubee with as much of your account details as possible. Most important is your Nubee ID.

Most of this is already mentioned in Account Transfer.